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Health Insurance

New York Medical College requires all students to maintain active health insurance.  If you have another insurance plan and would like to waive the New York Medical College (Touro Group) - Sponsored Student Health Insurance Plan, a waiver request must be submitted by the deadline for your program.

Fall 2021 Waiver Deadlines:

All Continuing Students - June 30, 2021

DPT Year 1 - May 31, 2021  

SLP Year 1 - August 1, 2021

SOM Year 1 - July 15, 2021

BMS Accelerated - July 20, 2021

Dental Linker - June 25, 2021

CLS - June 25, 2021

SHSP / Per Credit Full-time - August 30, 2021

BMS / Per Credit Full-time - August 30, 2021

If an approved waiver is not submitted by the above date, your account will be billed and you will be auto enrolled into the student health insurance.

Please read Waiver Process below.

Health Sciences Assurance Consulting, Inc. (HSAC) is the Touro Group Student Insurance Plan Administrator.  HSAC is your source for all insurance related questions, enrollment requests, waiver submissions and approvals, assistance with your insurance if you are enrolled in the Touro student insurance plan including ID cards, coverage questions, claims issues, checking for provider networks.

The NYMC Student Health Insurance Website address is  https://app.hsac.com/nymc

Here you will find all the information for the NYMC Student Insurance Plan, Enrollment and Waiver Process, and essential documents for the insurance plan.

The 2021/2022 NYMC student health insurance plan design is a PPO plan, with in-network and out-of-network benefits and is an ACA compliant Platinum level plan.  The NYMC student health insurance plan is provided by Aetna Student Health.

The plan is still pending final Approval by the State of New York so we are unable to release any information regarding premium or the Summary of Benefits at this time.  As soon as we have final approval, we will immediately release the annual premium and 2021/2022 Summary of Benefits.  You may review the 2020/2021 Summary of Benefits for plan design as no changes are expected. You will be provided updates via email when more information is available.

2021/2022 NYMC Enrollment Process

All students are required to submit proof of insurance that meets all requirements set forth by NYMC by the waiver deadline or enroll in the NYMC Student Insurance plan. If proof of other acceptable health insurance is not provided before the waiver deadline, your enrollment in the NYMC student plan will be processed and the insurance premium will be added to your student account.

  • For incoming students or continuing students who would like to enroll in the NYMC Student Insurance plan, to expedite enrollment in the NYMC Sponsored Student Health Plan, please see instructions below.
  • You will automatically be enrolled in the NYMC student health plan after the waiver period ends.
  • Students who lose coverage midterm are required to submit an enrollment request within 30 days of the date of loss of prior coverage for enrollment in the NYMC - Sponsored Student Health Insurance Plan. 

To submit an enrollment request for the NYMC student insurance plan for the 2020/2021 policy year please follow the link below:


2021/2022 NYMC Waiver Process

If you have a current insurance coverage and would like to waive for the 2021/2022 Policy Year You MUST submit a waiver request.   

Maintaining health insurance coverage is mandatory for all full-time NYMC students and all students MUST be covered by a domestic health insurance plan. All students are required to enroll in the NYMC - Sponsored Student Health Insurance Plan unless an acceptable Waiver is provided in a timely manner. The acceptable coverage to waive the NYMC - Sponsored Student Health Insurance Plan must have comprehensive coverage throughout the United States.  Your plan must have a provider network for primary care, specialty, hospital and diagnostics care in New York or in states where students are designated for rotations.  HMO plans only qualify for the state in which you are residing, in New York you must have a New York HMO.  Plans that qualify to waive the NYMC student health insurance plan are:

  • Parent's Employer Group plan
  • Spouse's Employer Group plan
  • Partner's Employer Group Plan
  • Military/Veterans Benefits - Tricare
  • New York Medicaid - Student must live in New York the entire academic year
  • Medicare

Individual health plans are acceptable by exception and will only be considered with a minimum of the following benefits:

  • Must be Metallic Tier Level Silver or higher
  • Deductible Maximum of $1,000 per Individual
  • Unlimited Lifetime Benefits

Coverage must be in force for the entire school term

You will receive a confirmation email via the online system once your submission is completed.  Your insurance information will be reviewed and verified that it meets the requirements set forth by NYMC to waive the student health insurance plan.  Please allow 3-5 business days for processing.  You will receive an email from HSAC with confirmation that your waiver has been approved, declined or further information is needed.  If further information is needed, please respond to the email by the response time requested in the email. If you submit a waiver and it is not approved by the deadline for your program, you will be automatically enrolled and charged for the NYMC student health insurance plan.  To submit your waiver request, please follow the link below and click the “Waiver” tab at the top of the page:


If you are currently insured by another health plan, please take the time to compare your benefits and cost to the 2021/2022 NYMC student health insurance plan.  The NYMC 2021/2022 health plan offers very comprehensive benefits and the cost for the group coverage may be lower than your current plan.  Remember, once you waive you will need an involuntary loss of coverage to enroll in the student health plan after the annual open enrollment period has ended.  If you find that the NYMC plan better meets your medical and financial needs than your current plan, voluntary termination does not make you eligible for enrollment after the annual enrollment period has ended.  Enrollment in the NYMC student insurance plan is on a semester basis.  The Spring Semester open enrollment/waiver period will begin on December 15, 2021 until January 15, 2022 for the Spring Semester effective date of 01/01/2022.

HSA Consulting, Inc. as the group administrator for the student health plan and will verify the waiver information to ensure all students are currently, and remain, in compliance with NYMC’s health insurance requirements.  All information submitted is confidential and utilized for verification of health insurance only.

Please feel free to contact Trish Cuccio at HSAC (888-978-8355) or email nymc@hsac.com with any questions regarding the waiver/enrollment process or the NYMC student health insurance plan.